<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>http://www.investingmadefriendlier.com/new-index</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-07-02</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/julien-clarke</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2012-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435756030566-CR3BNT2NK3TF634RMEPP/beach+dogs+2014+018.JPG</image:loc>
      <image:title>Why Invest?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435756030566-CR3BNT2NK3TF634RMEPP/beach+dogs+2014+018.JPG</image:loc>
      <image:title>Why Invest?</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-04-26</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2016/4/7/cry-me-a-river</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1460132695152-LJK61X27VBGMZWCU32SU/image-asset.png</image:loc>
      <image:title>Blog - Cry Me a River...</image:title>
      <image:caption>Big dog, little dog: the rules are the same! (Lightning with Rupert, 2006)  </image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1460132581239-CZ3UIY9NL8P0IXAXSE9V/Digory+%26+Hermione+004_edited-1.jpg</image:loc>
      <image:title>Blog - Cry Me a River...</image:title>
      <image:caption>These 2 big dogs (Hermione &amp; Digory) knew how to play fair, even with their much smaller brother Howie the cat. It wasn't even an issue-- it was simply the way it was and they always lived up to my expectations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2016/3/31/mutual-funds-indexing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1459460774554-9QHL7II1BPCD0U0V5ERI/image-asset.png</image:loc>
      <image:title>Blog - Mutual Funds: Indexing</image:title>
      <image:caption>These 2 stylish dressers know something about glamour as anyone can clearly see</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1459460983578-OQ01XKJK7VK2XZCB642O/image-asset.jpeg</image:loc>
      <image:title>Blog - Mutual Funds: Indexing</image:title>
      <image:caption>There are no free rides with any mutual fund, but index funds will save you money!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2016/2/29/mutual-funds-where-most-of-us-start-in-the-investing-world</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456846176374-D3NG487Q88Z3OYZ61UFJ/February+2016+003+%282%29.JPG</image:loc>
      <image:title>Blog - Mutual Funds: Where Most of Us Start in the Investing World</image:title>
      <image:caption>Risk tolerance: The teeth on this big blue metal dog look pretty fierce, but we can see Marley has a high tolerance for risk. Plus she knows full well that this dog's just not real.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456847475768-J3A7BCW7HA42OJOASMDR/image-asset.jpeg</image:loc>
      <image:title>Blog - Mutual Funds: Where Most of Us Start in the Investing World</image:title>
      <image:caption>Here we are meeting Herbert the Snowman: he looks &amp; feels great! Healthy, robust and ready for anything! Like a great mutual fund, Herbert looks great until the heat is on...</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456848473031-0JAJN88Y2Z3BL53GA3JF/image-asset.jpeg</image:loc>
      <image:title>Blog - Mutual Funds: Where Most of Us Start in the Investing World</image:title>
      <image:caption>Holy heat wave, Batman! Taxes &amp; fees can melt away even the robust investment, so you end up like poor Herbert the Snowman. Yes, that's him behind Rupert. You want to stay cool and hang onto your money!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2016/2/19/9feea301z9fidx0hi5nmzlj85m3dxr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456078677345-E76PUGD5TB1KJN8491DC/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456092674911-QYQ5EGZTE0W8B3VD5V0Q/events-first-world-war-wwi-western-front-german-soldiers-with-mortar-db653x.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
      <image:caption>My grandfather John Wright was in the artillery in World War I. Our family believes he was 'shell-shocked' from what he witnessed in the war, a condition now called post-traumatic stress disorder. The expense of war goes well beyond the monetary.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456093746175-CVU7EQZ8FENJ0FOW82XZ/life032.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456093747144-2RRK04MB5CF6XETU8K5M/il_fullxfull.709899251_39iu.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456093746414-7D14EZAHUQ40BUODEWKY/life034.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456093746737-MICWJQ8IM5DKSEBGRWGG/c35732c153e52f6695fae1561e967d20.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456093746950-PDK5AL9PY045I84G5YK0/e398ac7aa4af1152c927158116857130.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456093747061-5G7Y2DEAKYTM791AWY5G/acebf2761b73c39616305ca5a6f98055.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456093747270-O9CXKV728CF8X2Z4PEVW/Life1925-12-17.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094776790-XGMF6VNT6QDU69C8YYPF/01_1239_bw_917.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094777211-O8RE0BOO2GOSJM30GNA8/children-work1.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094777189-E7BHAIYFMHLH1IFFGZTK/rc18523.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094777494-5KW5L6FZCCSHRCXFYCRW/fff74ae0-2cd9-406f-92ca-5730af0ae6ea.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094777503-5JB8MNVJW9MKNFPEQR3Y/429px-Hobos.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094777822-LT53SNNGY38SZKV2WN3X/8b34297v.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094777759-V3TBCO3N5PLA52FDJZ73/8460538_orig.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094778215-NMVPPGO8Y58YHOZPVWKV/great-depression-food-line.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456094778204-EWKW45FAKL9Y4O2ZAAYW/great_depression_1.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456081495670-DGUT4GXU3S9QAMRYHZS9/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
      <image:caption>Rosie the Riveter was and still is an American icon. She symbolized all the women during World War II who took jobs in factories and shipyards, replacing the men who had been sent to war.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456092191754-3DO7YBWZZZYBOB03VUCE/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155620984-EFG47Q5Z29TGUHVZCM3L/1960-Life-cvr-21Nov-300.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155605559-Y4QGWXC9TX4EXBN04FI8/56797d03670d6d5df77edd6e9708f8c1.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155613398-MTKI64G0EUIZS1QFTRQN/Marilyn+Monroe+on+LIFE+Magazine+Covers%2C+1952-1962+%283%29.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155625023-QG3TSZS1LS7AEXZJVL9T/64.jpg+Life+1960s.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155623275-34V5XLV8VV95CW2M1WB3/74.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155619888-4Q6RINR6ZEWJ1TU66KPD/6115961491_a1c5f26402_b.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155619732-SSIAHLRM0QC2PJ5MN4PR/94.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155618383-MEFPJ8LHLI749O8JVS7L/50704943.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155610816-ZGLTUJW5U2I1KT0XLZUU/9c1afee76ed0c35853c054e727918d40.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155606202-WE6EGQOF734K2CP8BALD/4-12-68+rare.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155606715-57UJW4GV5KHOMIQB2AX9/50686049.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155606497-YD7UN7O1GCEQ5UA7TBN6/567ca8875a46be0be135f9ebbf0103b3.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155612951-RP82CNX7XHZ0DJB1W3KH/LIFE+Magazine+Covers+%281%29.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155605331-RXK7LK9SWCPI72F5Q55G/11-15-68.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155613510-YFJBLMLG97MPABUYMN1C/89092fe268d956a2d50fb4972deb75bc.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155605122-HZN2XEAKTAOB4WNVFF1B/d8e3091216f976d5287c4c1dc0cc8624.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155605024-T3707Q11HNQE8HG4WXNU/54b014ad832f1db0bb639201b61dca65.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456155605088-S75UBTDVV8585V2NTA7G/500004913-03-01.jpg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456083142779-G7R2B1RHQN5A7I0BP1E3/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
      <image:caption>An actual catalog advertisement from a JCPenney catalog from the 1970s. Terrifying.  </image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456096026375-FFPBEMZEMGF55QQW3WLO/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
      <image:caption>The 1980s!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456083311382-L3V1JIHQ8EUYQEN6CZ9T/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456095336498-7VOB19QZHU0JXYN3P1MN/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
      <image:caption>My family &amp; I visited the gorgeous Caribbean island of St. John in 2006. Not exactly a sacrifice. Here we are snorkeling, sacrificing absolutely nothing.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456075374094-SL9SSS5SDZ63E3SE6OY9/image-asset.png</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1456090651025-N7UDUHJSOSW8CTCU6FAB/image-asset.jpeg</image:loc>
      <image:title>Blog - Do We Subsidize the Wealthy? 100 Years of Federal Taxes</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2016/1/12/2016-starts-with-a-bang</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-01-31</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/7/30/a-question-from-a-reader</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-08-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1438376853049-3SWOD2T5GPQ41Q4YERJN/image-asset.png</image:loc>
      <image:title>Blog - A Question from a Reader</image:title>
      <image:caption>It is clear that this individual does not want all her eggs in the same basket, and is working on diversifying her assets throughout the living room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1438376309340-N9C4OHRZ19CZK9GZY4LC/image-asset.jpeg</image:loc>
      <image:title>Blog - A Question from a Reader</image:title>
      <image:caption>This illustrates members of a diverse grouping, where one individual is going in a different direction than the rest. Overall, however, the majority of the group is aiming in the right direction to offset this individual's decision</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/7/27/picking-individual-stocks-part-5-earnings-per-share</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1438031903606-OM632DBRHSMB5CM9U9K0/image-asset.jpeg</image:loc>
      <image:title>Blog - Picking Individual Stocks Part 4: Earnings-Per-Share and Growth Rate</image:title>
      <image:caption>Although it's summer, you can see the value of trend-setting from this fashionable photo taken last winter</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/7/3/part-2-the-peg-ratio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1436304467114-QVDB8BM2739WR2FUFM0Y/image-asset.png</image:loc>
      <image:title>Blog - Picking Individual Stocks Part 3: The PEG Ratio</image:title>
      <image:caption>In this 2007 photo, we can clearly see Marley's growth potential is greater than Rupert's at this particular point in time.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/7/5/teaching-old-dogs-new-tricks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1436119622990-Q7K7HQC6N5SG0C3ESSIC/image-asset.jpeg</image:loc>
      <image:title>Blog - Teaching Old Dogs New Tricks</image:title>
      <image:caption>Rupert at 2 weeks old, 2006</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/7/4/happy-4th-of-july</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1436017303852-EOQ2OHYAEZMA8DLTE7HE/image-asset.png</image:loc>
      <image:title>Blog - Happy 4th of July!!</image:title>
      <image:caption>WHAT DID YOU SAY?????</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/7/2/earnings-growth-peg</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435939454351-HK6B0EO0QTJRG6JZL3HW/image-asset.png</image:loc>
      <image:title>Blog - Picking Individual Stocks: Price-to-Earnings Ratio (P/E)</image:title>
      <image:caption>This CEO stands behind his tried and true product  </image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435939760848-5E5XXYFTVZQJ87677RDI/image-asset.png</image:loc>
      <image:title>Blog - Picking Individual Stocks: Price-to-Earnings Ratio (P/E)</image:title>
      <image:caption>While camera-shy, this CEO knows she has a winning product  </image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/7/1/new-format</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-01</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/6/27/a-new-facebook-page-for-money-matters</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-06-27</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/6/26/picking-individual-stocks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-05</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/6/24/whats-in-your-investment-portfolio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-06-25</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/6/22/eic9n3mjwbvcpjdc3vz20yyx7u7jmf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-06-22</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/6/18/whats-love-got-to-do-with-it</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-06-18</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/6/17/june-17th-who-do-you-love</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-06-19</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2015/4/17/spring-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-04-19</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/12/7/reader-question-part-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-12-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1417972650076-ZIOH47HDETUGKIGS2VN0/Dec+2014+cell+phone+019.JPG</image:loc>
      <image:title>Blog - Reader Question: Part 2</image:title>
      <image:caption>How do I look?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1417972611297-TC9TSDIK2FJLISOUVA0E/image-asset.png</image:loc>
      <image:title>Blog - Reader Question: Part 2</image:title>
      <image:caption>The things I'll wear for treats...</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1417972566292-0BW1RW479TYEE1YM1G05/Dec+2014+cell+phone+026.JPG</image:loc>
      <image:title>Blog - Reader Question: Part 2</image:title>
      <image:caption>As long as we don't have to wear these on our walk, it's fine.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/12/6/a-question-from-a-reader</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-12-07</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/12/5/embarrassing-moments-and-more</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-12-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1417819640815-6VPFSEIORJIQXI2KOVGX/more+summer+2014+032.JPG</image:loc>
      <image:title>Blog - Embarrassing moments and more...</image:title>
      <image:caption>Getting feet wet!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1417819844512-J9WIZQ88JDHTYN52PNP3/image-asset.png</image:loc>
      <image:title>Blog - Embarrassing moments and more...</image:title>
      <image:caption>How embarrassing!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/12/4/stocks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-12-06</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/11/20/human-nature</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-11-20</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/11/17/plvghbj98fg8ukefanhx4r4tk55q06</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-11-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1416268643094-73Q83G2TLVW4SEZGD2UJ/image-asset.jpeg</image:loc>
      <image:title>Blog</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/11/14/investments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-12-06</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/11/13/taking-the-drivers-seat-while-making-your-investments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-11-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1415921442252-PNMTZDZHR9J16VVHK5TA/image-asset.jpeg</image:loc>
      <image:title>Blog - Take the driver&amp;#x27;s seat with your money and learn to make your own investments!</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/11/13/day-2-still-no-clue</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-11-13</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/blog/2014/11/12/day-1-no-idea-what-im-doing-but-im-here</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2014-11-12</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/cid-tolkien-montauk</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349712882655-WLRA5HN3MUGD579SVYHE/plateau.jpg</image:loc>
      <image:title>Cid Tolkien - Transient</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349623309729-79BU2EONAK8Y1QYBU7JG/plateau.jpg</image:loc>
      <image:title>Cid Tolkien</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349623184204-OURB96M9ZZJZFW81SLDB/lonely-mount.jpg</image:loc>
      <image:title>Cid Tolkien</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349623164117-CZHB4YQWVUFT19GNQ39X/mist.jpg</image:loc>
      <image:title>Cid Tolkien</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/emily-london-montauk</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349580367904-S7254EZ29N8DE10NJFH8/Violet+15.jpg</image:loc>
      <image:title>Emily London - Transient</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349579743952-LAAITA8IQ0E56T7NUPHQ/Violet+15.jpg</image:loc>
      <image:title>Emily London</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349579748249-MPS0N8CYC9SCTIYL4PVX/Violet+18.jpg</image:loc>
      <image:title>Emily London</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349579749906-A9XIECCIU0JEG2OMKT8T/Violet+19.jpg</image:loc>
      <image:title>Emily London</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5052176b84aeb45fa5cfcc83/1349579744686-GFT5W9G8YL6TGCYEJNWB/Violet+16.jpg</image:loc>
      <image:title>Emily London</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/basics</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-07-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435762914590-RMCMSCHGJQCVAWKENCE4/image-asset.png</image:loc>
      <image:title>Basics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435763044357-AQ3PPK34ZUQRKN2N29ZS/image-asset.png</image:loc>
      <image:title>Basics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435763213755-AR4GNZMWUX53XOVPSLO2/image-asset.png</image:loc>
      <image:title>Basics</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/glossary</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-07-08</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-07-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1436118431641-NOZUBOEKRD9XCD6D7DAF/image-asset.jpeg</image:loc>
      <image:title>About</image:title>
      <image:caption>Manuel Antonio National Park, Costa Rica 2015</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/welcome</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2015-07-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435758405813-PRNOVQJDBPY6IZ1PQWUP/Spring+2015+215.JPG</image:loc>
      <image:title>Money Matters</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/articles-on-ethics</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-06-30</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/choosing-what-to-buy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-07-01</lastmod>
  </url>
  <url>
    <loc>http://www.investingmadefriendlier.com/your-questions-answered</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-07-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435761522631-PMN3ZQJ4XLPDQZ1WFFAL/image-asset.png</image:loc>
      <image:title>Your Questions</image:title>
      <image:caption>How do I look?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435761629197-BE7FRFPI0I7RMKJ4ZBZ6/image-asset.png</image:loc>
      <image:title>Your Questions</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5463c9f4e4b0c16d7e822984/1435761706317-T2VGN9DOOKT7TSGAS1F2/image-asset.jpeg</image:loc>
      <image:title>Your Questions</image:title>
    </image:image>
  </url>
</urlset>

